How do you qualify for Centurion?

There aren't any income requirements per se, but you most likely need to be a high spender on your Amex cards. If you're in the ballpark of $250,000 to $500,000 in annual spending across all your open Amex cards, you may qualify for the Centurion card.

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Who qualifies for a black card?

Generally, a card issuer invites only their most loyal customers who spend upwards of six-figures or more a year to become a black cardholder. What benefits does the Centurion Card have? The Centurion® Card from American Express* offers 1.5 points per dollar on purchases over $5,000 (up to 1 million additional points per calendar year) and 1 point per dollar on all other eligible purchases.

What is the limit on a Centurion card?

There's no credit limit

The Centurion® Card from American Express is a charge card, so cardholders can't carry a balance. Whatever they spend must be paid back in full each month. How much money is on a black card? Minimum annual income estimates also vary widely. Having enough disposable income allows the cardholder to maintain the hefty fees associated with the card. According to the cardholder agreement, the Black Card comes with a whopping $10,000 initiation fee and a $5,000 annual fee.

Is it easy to get Amex Platinum?

It will be difficult for the average person to get the American Express Platinum card because of the card's 700+ credit score and reportedly high income requirements. Another reason why the American Express Platinum card may be hard to get is because of the card's daunting $695 annual fee. What's higher than a black card? The Mastercard® Gold Card™ is the highest-end card offered by Luxury Card, which offers three metal rewards cards. The other two are the Mastercard® Black Card™ (Review) and the Mastercard® Titanium Card™ (Review).

Correspondingly, how rich do you have to be to have a black card?

The American Express Black Card's requirements are rumored to include being an Amex cardholder for at least a year, spending over $100,000 annually on American Express credit cards, and annual income of at least $1 million. You'll probably need to have an excellent credit score, too. Are Centurion lounges worth it? Centurion Lounges are definitely a worthwhile benefit if you're able to use them three or four times per year. I'd estimate that visiting the Centurion Lounges in both Dallas and Denver saved me $180+ on food and alcohol.

Are black cards worth it?

The Mastercard® Black Card™ (formerly the Visa Black Card) is a good luxury credit card intended for individuals with Excellent/Very Good credit scores and high incomes. While only a limited number of people will actually qualify, it comes with top-tier travel benefits and features that make this card attractive.